Cambridge Business Insurance

The general term “business insurance” has to do with protecting a business against operational losses. The exact type of loss covered by a business insurance policy depends on the insurance company, the policy wording, as well as local limitations.  Basically, insurance companies use actuarial tables that pull data from similar businesses using historical information and projected risks who have suffered covered losses plus the costs incurred and based on that information, they then quote an applicable rate per unit of coverage. The number of insurance companies who issue business insurance can also influence business insurance rates as well as the size and type of business.

Because business insurance spreads the risk costs among all businesses with coverage policies, a business might expect rate increases when no claim was filed against your business. Replacement costs for the individual business are generally considerably higher, making purchasing business insurance a wise decision for many business owners, whether involving a large, established business or whether its a small business just starting out in the business world.

We offer insurance for:

  • Business Owners
  • Commercial Package Policy
  • Flood
  • Workers’ Compensation
  • Professional Liability
    • Directors & Officers Liability (D&O)
    • Employer Practices Liability
  • Business Automobile
  • Business Umbrella

With Econosurance taking care of your insurance needs, you can focus on operating and expanding your business. We partner with top-rated insurance companies to provide you the best protection possible for your business—at outstandingly affordable rates!