How Do YOUR Insurance costs compare? Recently, NerdWallet released the results of their study, and the results were quite interesting. The average American spends $5,261, or 12% of their yearly income, to insure their health, home, life and vehicle. On average in the United States, we spend: $1,100 for auto insurance; $2,823 health insurance; $1,034 […]

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Sharing, or pooling, of risk is the central concept of the business of insurance. The idea has the beauty of simplicity combined with practicality. If risks—chances of loss—can be divided among many members of a group, then they need fall but lightly on any single member of the group. Thus, misfortunes that could be crushing [...]
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Econosurance