Boat Insurance


If you are a boating enthusiast, when the days are clear and the weather is warm, the first thing on your mind is going out on the water. Your boat allows you to get away from the stress and pressure of everyday life and enjoy boating, either alone or with good friends. Whether you use your boat to cruise, race, or relax and fish, we understand that for some it’s difficult to picture your life without it. So to make sure that never becomes reality, consider a watercraft policy.

A watercraft policy in Florida or Massachusetts will provide you with coverage for watercraft exposures such as liability and physical damage to the boats, yachts, and small vessels like jet skis and wave runners. (see our homeowners coverage).

The Massachusetts government website states that boat insurance is not required by the state, but it is encouraged. They also offer additional information on boat insurance basics. Much like a mortgage, if you have a loan on your boat, the bank will insist that you obtain watercraft insurance, and while there might be limited coverage available under your homeowner’s policy, it typically only covers around $1,000 in damages if the boat is at your home and it probably offers little to no liability coverage.

Some of the more common things that can happen to your boat include damage from natural disasters such as hurricanes or fires, burglary, or even liability lawsuits filed by other people claiming that you were negligent or caused them injury or damages. Without insurance, how would you handle these situations? Can you imagine the cost?

Here at Econosurance, we will make sure you have protection for whatever might happen on the water. This includes protection for your boat, your liability, the safety of your passengers, special equipment protection, and even protection for trailering your boat.  We are uniquely qualified to design full coverage to protect each client’s unique maritime risks. And from our selection of dozens of established marine insurance companies represented, our clients are assured the best options, coverage, and pricing.

Get a watercraft insurance quote at (617) 864-2444.

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