Automobile Insurance

1. Discounts we routinely search for our clients:
2. Low mileage for those who reside in the city and rarely drive their cars
3. Out-of-state driving experience and record for folks who are new to the state
4. Higher deductible for young drivers and those who can afford a higher out-of-pocket expense
5. AAA or other club memberships
6. Paid-in-full discount and many others

When you obtain an auto or truck insurance policy, you are entering into an actual contract. This contract between you, the policyholder, and the insurance company is an actual legal document. You agree to pay the premium while the insurance company agrees to pay for losses, but only losses as defined in the terms of the contract that formulates the policy.

Most states (MA, FL) require that all drivers must have auto liability insurance before they can legally drive a car. In the case of an accident, liability insurance is intended to pay the other driver’s auto repair, medical, or other costs when you as the policyholder are at fault. Most auto policies involve coverage for six months to a year. The basic automobile policy is comprised of six different kinds of coverage. These coverages are listed below, and each is priced separately.

It is essential to obtain adequate liability insurance to protect your home and your assets available. While it is common to set a lower threshold minimum of $100,000 bodily injury protection per person and $300,000 per accident, in today’s world of wildly escalating health care costs, if you are involved in an accident, your costs may well exceed those policy limits. You will be responsible for paying any judgments over and above those amounts, even if it means losing your home and other assets in the process.

Who are you paying for auto insurance? Econosurance can help you find the lowest auto or truck insurance rate to meet your needs. Whether you have a passenger car or truck, a motorcycle, motor home, or all of the above, we will make sure you get adequate protection, the best of coverages in the six different areas, and great customer service at an affordable price.

• Bodily injury liability.
  • Court-ordered or settled damages you are responsible for as a result of a casualty or injury caused by your auto.
• Property damage liability.
  • Court-ordered or settled damages to someone else’s vehicle or other property caused by your auto.
• Injury and damage from uninsured and under-insured motorists.
• Medical payments.

Expenses resulting from bodily injuries to an occupant of your vehicle or a household member who is struck by an automobile. Medical payments also pay for expenses from bodily injuries to a household member occupying someone else’s vehicle.

• Towing
• Physical damage to your vehicle
  • Collision covers damage due to a collision with another vehicle or an object.
  • Comprehensive covers glass breakage, collision with an animal, theft, fire, vandalism, and more.
  • Substitute transportation provides a rental car when your vehicle is being repaired due to a covered loss.

Comprehensive and collision coverages are optional, however, if you have a loan on your vehicle, the lender may insist that you carry these coverages.

Get a car insurance quote at (617) 864-2444.